What does this salary come to a month?
Enter what you are paid and how often, and see it as a monthly take-home figure split into essentials, saving and flexible spending. Free, no account, and nothing you type leaves your browser.
The calculator
A month
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Enter what you are paid and how often.
About this calculation
How the conversion works
Your pay is turned into a year and then into a month: annual as it is, monthly as it is, fortnightly times 26, weekly times 52. Not 24 and 48 — there are 26 fortnights and 52 weeks in a year, and using the round numbers would understate a monthly figure by about 8%.
About the deductions estimate
There are no tax tables here. The percentage is one flat figure you supply, applied to the whole amount — an estimate, and nothing more. If you already know what actually lands in your account, enter that as your pay and leave the percentage blank; the result will be exact rather than approximate.
The split is a starting point, not advice
The three shares are pre-filled with a split people commonly start from, and every one of them is a box you can change. This page cannot know your rent, your city, your family or your debts, so it does not pretend to recommend anything — it divides the number the way you tell it to.
What to do with the result
Treat it as the shape of a month rather than the month itself. The next step is replacing each share with the real figures — what your housing actually costs, what your bills actually come to — which is usually where a starting split stops surviving contact with reality.
This calculator is a budgeting tool, not financial advice. It describes the numbers you entered and nothing else — no figure it shows is a recommendation about what you should spend.
Once you know your real bills, How much can I spend? works the same figure out from them rather than from a percentage.
Other calculators
- How much can I spend?Work out what is left for flexible spending each month once your bills, savings, debt payments and investments are accounted for.
- Daily spending limitTake what is left of this month's flexible spending, divide it by the days you have left, and see what that is a day.
- Can I afford it?Check one purchase against the money you have left this month, and see what it leaves for the days that follow.
- Savings goalSet an amount and a date, and see what it takes per month, per paycheck and per week to get there.
From a split to an actual month
A percentage split is where a budget starts, not where it ends. PAY/ATTN replaces the shares with the real thing: your actual income, your actual bills, what you are saving and investing, and a limit per category for whatever is left.