No bank connections. On purpose.
You are in control of your money — because you are the one entering it.
Automatic budgeting apps sort your spending for you, and you stop noticing it. PAY/ATTN works the other way around: you type in what you spent, or photograph the receipt, and the act of entering it is the point. Awareness is the product.
Entered by hand, by design
Post-tax income, fixed bills, credit card payments, investment contributions, and every variable expense. Nothing is imported behind your back, so nothing is invisible to you.
Photograph the receipt
Claude reads the total, the merchant and the date, and suggests one of your own categories. You confirm before anything is saved — the model fills the form, it does not file the expense.
Business buckets know about tax
Attach an expense to a business and PAY/ATTN flags whether it looks like a deductible cost, and reminds you to keep the receipt where your accountant can find it.
Receipts are not stored
A receipt photo is read in memory and discarded in the same request. It is never written to disk, never put in a database, never uploaded to a bucket. You keep the original.